If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
Thread Tools | Display Modes |
#1
|
|||
|
|||
Insurance Claim?
Anyone know how long it might take to settle an Insurance claim when it
is not your Insurance Company? If the claim in under $1000 do you think they would settle it sooner, rather then later? Thanks! |
Ads |
#2
|
|||
|
|||
> wrote in message ... > Anyone know how long it might take to settle an Insurance claim when it > is not your Insurance Company? If the claim in under $1000 do you think > they would settle it sooner, rather then later? Thanks! > > > > Not being an insurance agent, I would say it depends on the insurance company they have, the impact site of the claim, the driving record of the drivers, the time and day of the accident, the road conditions, the story as told to the accident report, the police report of the accident, the city or state the accident occurred (No fault states). All of which can be accessed via your own insurance company and agent other than multiple guesses from posters at this news group. Elector |
#3
|
|||
|
|||
>Anyone know how long it might take to settle an Insurance claim when it >is not your Insurance Company? If the claim in under $1000 do you think >they would settle it sooner, rather then later? Thanks! It will depend on alot of factors other than $$$. Why dont you list what happend, which state and if you are talking about settling injury/damage to the car ? |
#4
|
|||
|
|||
If it's pretty straightforward as it appears to be in your case, not
long at all. The delay usually comes when the estimate doesn't appear to be legit (further investigation required) or if the insured doesn't report the accident, and they have trouble contacting them for verification. I've had third party claims that should have been handled quickly (claimant was stopped at a red light and then rear-ended by our insured) but because we couldn't get in touch with our insured, we couldn't pay out. We need to verify our insureds side of the story first. If you have a police report, that might help expedite things. The other insurance company can get it, but it usually takes longer for them to get it because they don't put as much priority on getting it as you do. It's sometimes hard to get the police to write a report on a minor accident these days, though. You'd be surprised how many people move and change their address and phone number without telling their insurance company (especially if they move to a higher rate area). Makes it hard to contact them when you need to, especially if they never report the accident. JPH wrote: > Anyone know how long it might take to settle an Insurance claim when it > is not your Insurance Company? If the claim in under $1000 do you think > they would settle it sooner, rather then later? Thanks! > > > > |
#5
|
|||
|
|||
But what if the Insured's story does not even match the other persons
story? I am saying the driver hit my back Bumper so hard as to force me into the next lane, and now the driver is saying they barely taped me!! How I did not get hit in the front when, I was forced in the next lane is pure Luck! I do not really think this truck should have been in the far left lane in the first place, and driving fast on a congested freeway is never a good idea! So who's story is the Insurance Company going to believe? There was no Police report because it seemed like a minor accident at the time. It only became a major thing when the driver refused to pay up for the Damage they caused. All I really want is my 5 month old Saturn fixed, back to the way it was, before this person hit me!! Thanks!! |
#6
|
|||
|
|||
> wrote in message ... > But what if the Insured's story does not even match the other persons > story? I am saying the driver hit my back Bumper so hard as to force me > into the next lane, and now the driver is saying they barely taped me!! > How I did not get hit in the front when, I was forced in the next lane > is pure Luck! I do not really think this truck should have been in the > far left lane in the first place, and driving fast on a congested > freeway is never a good idea! So who's story is the Insurance Company > going to believe? There was no Police report because it seemed like a > minor accident at the time. It only became a major thing when the driver > refused to pay up for the Damage they caused. All I really want is my 5 > month old Saturn fixed, back to the way it was, before this person hit > me!! Thanks!! > > > > I am not a lawyer or Insurance agent, but in most if not all "Insurance policies" a rear end hit is a chargeable accident to the person who was the hitter and not the other vehicle. File a police report and also file an accident report with the DMV ASAP. have your insurance pay for the damages and then have them go after the other guy. If you tell the other insurance company that it will look real stupid in a court room when they ask how you got rear ended, what were you doing driving backwards? Etc. It may seem funny but it has happened. In New York a driver must have control of their vehicle at all times. A rear collision under the no fault laws is on the guy that did the hit. its that simple. Unless there is a question on the validity of the accident in which case there may be fraud involved. Elector |
#8
|
|||
|
|||
Or, as I suggested earlier, talk with an attorney.
But, no, that was ignored. "J Haggerty" > wrote in message news:mM7Bc.20734$1L4.17298@okepread02... > The fact that he admits he hit you, and you didn't cut him off to cause > him to hit you, and as long as the damage is confirmed to be recent, and > not from another accident that may have happened a few weeks or months > ago, you shouldn't have a problem. If you call the other insurance > company, you'll get an idea of how they'll respond. If they seem to be > dragging their feet, then you can just have your company repair the > damage and let them hash it out with the other company. > JPH > > wrote: > > > But what if the Insured's story does not even match the other persons > > story? I am saying the driver hit my back Bumper so hard as to force me > > into the next lane, and now the driver is saying they barely taped me!! > > How I did not get hit in the front when, I was forced in the next lane > > is pure Luck! I do not really think this truck should have been in the > > far left lane in the first place, and driving fast on a congested > > freeway is never a good idea! So who's story is the Insurance Company > > going to believe? There was no Police report because it seemed like a > > minor accident at the time. It only became a major thing when the driver > > refused to pay up for the Damage they caused. All I really want is my 5 > > month old Saturn fixed, back to the way it was, before this person hit > > me!! Thanks!! > > > > > > > > |
#9
|
|||
|
|||
Why bring in an attorney? Report it, let the insurance pay, and then if
the payment is not correct, then you can consider an attorney. Why would anyone want to give away 25-35% of the insurance company payment to the attorney before giving the insurance company a chance when they don't have to? It's not like the insurance company is dragging their feet, as far as I can tell from the posts it hasn't even been reported yet. And it has to be reported before the insurance company will even discuss it with an attorney. JPH Kirk Kohnen wrote: > Or, as I suggested earlier, talk with an attorney. > > But, no, that was ignored. > > "J Haggerty" > wrote in message > news:mM7Bc.20734$1L4.17298@okepread02... > >>The fact that he admits he hit you, and you didn't cut him off to cause >>him to hit you, and as long as the damage is confirmed to be recent, and >>not from another accident that may have happened a few weeks or months >>ago, you shouldn't have a problem. If you call the other insurance >>company, you'll get an idea of how they'll respond. If they seem to be >>dragging their feet, then you can just have your company repair the >>damage and let them hash it out with the other company. >>JPH >> wrote: >> >> >>>But what if the Insured's story does not even match the other persons >>>story? I am saying the driver hit my back Bumper so hard as to force me >>>into the next lane, and now the driver is saying they barely taped me!! >>>How I did not get hit in the front when, I was forced in the next lane >>>is pure Luck! I do not really think this truck should have been in the >>>far left lane in the first place, and driving fast on a congested >>>freeway is never a good idea! So who's story is the Insurance Company >>>going to believe? There was no Police report because it seemed like a >>>minor accident at the time. It only became a major thing when the driver >>>refused to pay up for the Damage they caused. All I really want is my 5 >>>month old Saturn fixed, back to the way it was, before this person hit >>>me!! Thanks!! >>> >>> >>> >>> > > > |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Help ! somebody hit my BMW . . | news | BMW | 9 | December 4th 04 12:26 PM |
UK - Are BMW Insurance any good? | Glen Jones | BMW | 2 | September 18th 04 07:22 PM |
MY BAD GEICO INSURANCE EXPERIENCE ! | Nospam | 4x4 | 14 | February 2nd 04 02:56 AM |
Looking for good insurance company | Quiet Voice | Antique cars | 4 | October 10th 03 03:14 AM |