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More money for a 'Total-Loss' claim? 8287
"Just Getting Square" > wrote in message news:rX6Ph.10830$yo3.10309@trnddc04... > Apparently, insurance company repairs as well as 'total loss' claims are > lowballed as a general practice. I just read an article at > www.claimsreporter.com that says that you can get on average, the ~$2K > difference needed to get a replacement ride (vs. trade-in)... for sure, if > it was not your fault. Anyone got any experience with using a local 3rd > party appraisal to get more $$ back? > > > > > <M@YW-I/_ The quality of your insurance carrier may have something to do with that. Back in May 2005, I had a 99 Honda Civic EX Coupe w/66,000 miles stolen, which was never recovered. "Real world" value of the car was around $9,000-$9,500. My expectations of a satisfied settlement, after my deductible, would have been in that range, plus unused/pro-rated registration fees and local sales tax added and subtracting my $500 deductible after those calculations ($8,700-$9,200). To my surprise, I was paid $10,7xx after the deductible was applied, which made me feel like a lottery winner. I was able to use that money and negotiate the purchase of a 2003 Honda Element EX for $14,1xx out the door. I had a great experience claimswise. My carrier was Allied Insurance. |
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