Marxist driving-tracking insurance scam (1984 came late)

Some people will do anything for money, including submitting to what
amounts to a car "ankle bracelet." Look for the insurance companies
to start lobbying to make this mandatory.

BBC:

9 February 2012 Last updated at 15:06 ET
AA to launch sat-nav tech tracked insurance policy
By Dave Lee Technology Reporter

The AA is set to launch a new insurance policy which uses sat-nav
technology to track driver performance.

The firm said the system would allow its better drivers to receive
cheaper premiums.

It follows similar efforts by smaller insurers. Larger rival Direct
Line has told the BBC it is also piloting its own "black box" scheme.

Critics of the technology said that data should not be used as a
reliable measure of a driver's ability.

The system involves the installation of a small black box into the
driver's car which records how they drive.

The measures include monitoring speed, braking severity, cornering and
the types of roads used during certain times of day.

This information is transmitted remotely to the insurers, and can also
be accessed by users via a website which gives information on overall
performance, warning them if they are likely to be moved to a higher
premium.

"The reports are pretty detailed," AA spokesman Ian Crowder told the
BBC ahead of Wednesday's formal announcement.

"The point is that these sorts of devices firmly put in the hands of
the driver a responsibility for driving safely. It makes you think."

The information could be used to prove who was at fault in accidents,
Mr Crowder added, but such detailed information would only be
disclosed with a court order.
'Stern email'

He added that the system could also detect sudden hard braking so
assistance could be sent.

Extreme speeds would be greeted with "a stern email" to the driver.

He said the "pay-how-you-drive" system, which is aimed primarily at
young drivers, could save customers up to £850 per year.

"All the anecdotal evidence suggests that people who have installed
the system have about a 30% better claims experience - in other words,
less crashes - than those who don't," he added.

The technology, known as "telematics" or "black box insurance" has for
several months been utilised by smaller insurance firms such as Co-Op
and Coverbox.

Welsh insurance firm Motaquote has just launched a partnership with
leading sat-nav manufacturer TomTom to offer real-time feedback on
driver performance.

Other major insurers are expected to launch policies soon. Direct Line
told the BBC it had begun a pilot using its own technology - called
Tracker - which it hoped to implement by the end of the year.

Elsewhere, car hire firm Avis said telematics is "one to watch", and
said it might consider using the technology in its vehicles.
'Spy in the car'

Malcolm Tarling, from the Association of British Insurers, said it is
an approach which is likely to become commonplace.

"It's particularly important for young drivers who have high
premiums," he said.

"You may say you don't want a 'spy in the car' as some call them, but
others may say that if this is one way of making my premiums reflect
my safety on the road, this will be of interest."

But Keith Peat, a spokesman for the Association for British Drivers,
told the BBC he was worried that drivers who did not want to allow
telematics in their vehicle would face higher costs.

"Providing the drivers give their consent it is OK," he said.

"But what we are totally against is people who don't give their
consent being penalised."

On Feb 9, 6:11*pm, Scammed Public > wrote:
> Some people will do anything for money, including submitting to what
> amounts to a car "ankle bracelet." *Look for the insurance companies
> to start lobbying to make this mandatory.

Perfect! You can be inattentive, yak on your phone, or text, drifting
all over your lane and into other lanes and end up paying a lower
monthly premium than an "aggressive driver" who is focused and
calculating his/her next move. Got to love it!

Patrick

> BBC:
>
> 9 February 2012 Last updated at 15:06 ET
> AA to launch sat-nav tech tracked insurance policy
> By Dave Lee Technology Reporter
>
> The AA is set to launch a new insurance policy which uses sat-nav
> technology to track driver performance.
>
> The firm said the system would allow its better drivers to receive
> cheaper premiums.
>
> It follows similar efforts by smaller insurers. Larger rival Direct
> Line has told the BBC it is also piloting its own "black box" scheme.
>
> Critics of the technology said that data should not be used as a
> reliable measure of a driver's ability.
>
> The system involves the installation of a small black box into the
> driver's car which records how they drive.
>
> The measures include monitoring speed, braking severity, cornering and
> the types of roads used during certain times of day.
>
> This information is transmitted remotely to the insurers, and can also
> be accessed by users via a website which gives information on overall
> performance, warning them if they are likely to be moved to a higher
> premium.
>
> "The reports are pretty detailed," AA spokesman Ian Crowder told the
> BBC ahead of Wednesday's formal announcement.
>
> "The point is that these sorts of devices firmly put in the hands of
> the driver a responsibility for driving safely. It makes you think."
>
> The information could be used to prove who was at fault in accidents,
> Mr Crowder added, but such detailed information would only be
> disclosed with a court order.
> 'Stern email'
>
> He added that the system could also detect sudden hard braking so
> assistance could be sent.
>
> Extreme speeds would be greeted with "a stern email" to the driver.
>
> He said the "pay-how-you-drive" system, which is aimed primarily at
> young drivers, could save customers up to £850 per year.
>
> "All the anecdotal evidence suggests that people who have installed
> the system have about a 30% better claims experience - in other words,
> less crashes - than those who don't," he added.
>
> The technology, known as "telematics" or "black box insurance" has for
> several months been utilised by smaller insurance firms such as Co-Op
> and Coverbox.
>
> Welsh insurance firm Motaquote has just launched a partnership with
> leading sat-nav manufacturer TomTom to offer real-time feedback on
> driver performance.
>
> Other major insurers are expected to launch policies soon. Direct Line
> told the BBC it had begun a pilot using its own technology - called
> Tracker - which it hoped to implement by the end of the year.
>
> Elsewhere, car hire firm Avis said telematics is "one to watch", and
> said it might consider using the technology in its vehicles.
> 'Spy in the car'
>
> Malcolm Tarling, from the Association of British Insurers, said it is
> an approach which is likely to become commonplace.
>
> "It's particularly important for young drivers who have high
> premiums," he said.
>
> "You may say you don't want a 'spy in the car' as some call them, but
> others may say that if this is one way of making my premiums reflect
> my safety on the road, this will be of interest."
>
> But Keith Peat, a spokesman for the Association for British Drivers,
> told the BBC he was worried that drivers who did not want to allow
> telematics in their vehicle would face higher costs.
>
> "Providing the drivers give their consent it is OK," he said.
>
> "But what we are totally against is people who don't give their
> consent being penalised."

SPAMMED INTO NON-RELEVANT GROUPS - AND CUT
=================================================
" > wrote in message
...
On Feb 9, 6:11 pm, Scammed Public > wrote:
> Some people will do anything for money, including submitting to what
> amounts to a car "ankle bracelet." Look for the insurance companies
> to start lobbying to make this mandatory.

Perfect! You can be inattentive, yak on your phone, or text, drifting
all over your lane and into other lanes and end up paying a lower
monthly premium than an "aggressive driver" who is focused and
calculating his/her next move. Got to love it!

Patrick

> BBC:
>
> 9 February 2012 Last updated at 15:06 ET
> AA to launch sat-nav tech tracked insurance policy
> By Dave Lee Technology Reporter
>
> The AA is set to launch a new insurance policy which uses sat-nav
> technology to track driver performance.
>
> The firm said the system would allow its better drivers to receive
> cheaper premiums.
>
> It follows similar efforts by smaller insurers. Larger rival Direct
> Line has told the BBC it is also piloting its own "black box" scheme.
>
> Critics of the technology said that data should not be used as a
> reliable measure of a driver's ability.
>
> The system involves the installation of a small black box into the
> driver's car which records how they drive.
>
> The measures include monitoring speed, braking severity, cornering and
> the types of roads used during certain times of day.
>
> This information is transmitted remotely to the insurers, and can also
> be accessed by users via a website which gives information on overall
> performance, warning them if they are likely to be moved to a higher
> premium.
>
> "The reports are pretty detailed," AA spokesman Ian Crowder told the
> BBC ahead of Wednesday's formal announcement.
>
> "The point is that these sorts of devices firmly put in the hands of
> the driver a responsibility for driving safely. It makes you think."
>
> The information could be used to prove who was at fault in accidents,
> Mr Crowder added, but such detailed information would only be
> disclosed with a court order.
> 'Stern email'
>
> He added that the system could also detect sudden hard braking so
> assistance could be sent.
>
> Extreme speeds would be greeted with "a stern email" to the driver.
>
> He said the "pay-how-you-drive" system, which is aimed primarily at
> young drivers, could save customers up to £850 per year.
>
> "All the anecdotal evidence suggests that people who have installed
> the system have about a 30% better claims experience - in other words,
> less crashes - than those who don't," he added.
>
> The technology, known as "telematics" or "black box insurance" has for
> several months been utilised by smaller insurance firms such as Co-Op
> and Coverbox.
>
> Welsh insurance firm Motaquote has just launched a partnership with
> leading sat-nav manufacturer TomTom to offer real-time feedback on
> driver performance.
>
> Other major insurers are expected to launch policies soon. Direct Line
> told the BBC it had begun a pilot using its own technology - called
> Tracker - which it hoped to implement by the end of the year.
>
> Elsewhere, car hire firm Avis said telematics is "one to watch", and
> said it might consider using the technology in its vehicles.
> 'Spy in the car'
>
> Malcolm Tarling, from the Association of British Insurers, said it is
> an approach which is likely to become commonplace.
>
> "It's particularly important for young drivers who have high
> premiums," he said.
>
> "You may say you don't want a 'spy in the car' as some call them, but
> others may say that if this is one way of making my premiums reflect
> my safety on the road, this will be of interest."
>
> But Keith Peat, a spokesman for the Association for British Drivers,
> told the BBC he was worried that drivers who did not want to allow
> telematics in their vehicle would face higher costs.
>
> "Providing the drivers give their consent it is OK," he said.
>
> "But what we are totally against is people who don't give their
> consent being penalised."

"Dillon Pyron" wrote in message
...

Snip!

> >9 February 2012 Last updated at 15:06 ET
> >AA to launch sat-nav tech tracked insurance policy
> >By Dave Lee Technology Reporter
> >
> >The AA is set to launch a new insurance policy which uses sat-nav
> >technology to track driver performance.
>
> Other than discouraging DUI, what does Alcoholics Anonymous have to do
> with auto insurance? :-)

Ha!

Seriously though, this technology is already in some rental cars ... drivers
have been hit with nasty surprise surcharges because their rental agreements
said they couldn't take the car out-of-state, and the black-boxes proved
they did.

SPAMMED INTO NON-RELEVANT GROUPS - AND CUT
=================================================
"Dillon Pyron" > wrote in message
...

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From: Dillon Pyron >
Newsgroups: rec.autos.makers.ford.mustang,alt.politics,can.pol itics,uk.politics.misc
Subject: Marxist driving-tracking insurance scam (1984 came late)
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"M.I. Wakefield" <none@present> wrote in message
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"Dillon Pyron" > wrote in message
...
> Thus spake Scammed Public > :
>
>>Some people will do anything for money, including submitting to what
>>amounts to a car "ankle bracelet." Look for the insurance companies
>>to start lobbying to make this mandatory.
>>
>>BBC:
>>
>>9 February 2012 Last updated at 15:06 ET
>>AA to launch sat-nav tech tracked insurance policy
>>By Dave Lee Technology Reporter
>>
>>The AA is set to launch a new insurance policy which uses sat-nav
>>technology to track driver performance.

"M.I. Wakefield" <none@present> wrote in message
. com...
> "Dillon Pyron" wrote in message ...
>
> Snip!
>
>> >9 February 2012 Last updated at 15:06 ET
>> >AA to launch sat-nav tech tracked insurance policy
>> >By Dave Lee Technology Reporter
>> >
>> >The AA is set to launch a new insurance policy which uses sat-nav
>> >technology to track driver performance.
>>
>> Other than discouraging DUI, what does Alcoholics Anonymous have to do
>> with auto insurance? :-)

In article > ,
"M.I. Wakefield" <none@present> wrote:

> "Dillon Pyron" wrote in message
> ...
>
> Snip!
>
> > >9 February 2012 Last updated at 15:06 ET
> > >AA to launch sat-nav tech tracked insurance policy
> > >By Dave Lee Technology Reporter
> > >
> > >The AA is set to launch a new insurance policy which uses sat-nav
> > >technology to track driver performance.
> >
> > Other than discouraging DUI, what does Alcoholics Anonymous have to do
> > with auto insurance? :-)
>
> Ha!
>
> Seriously though, this technology is already in some rental cars ... drivers
> have been hit with nasty surprise surcharges because their rental agreements
> said they couldn't take the car out-of-state, and the black-boxes proved
> they did.

Progressive Insurance already has a tracker:
<http://www.progressive.com/auto/snapshot-how-it-works.aspx>

It's not available in all states for some reason.
<http://www.progressive.com/auto/snapshot-common-questions.aspx>

Will Progressive share Snapshot data with anyone else?
We won¹t share Snapshot data with a third party unless it¹s required to
service your insurance policy, prevent fraud, perform research or comply
with the law. We also won¹t use Snapshot data to resolve a claim unless
you or the registered vehicle owner gives us permission.

In other words, Yes! We will share the info with everyone.

In the '05 - '09 mustangs, mine is an '09, it looks plenty big enough to
be in the way of my left leg. If these were mandatory, mine would
probably end up damaged and I'd have to constantly replace it.

--
For all you know this message was...
Sent via an exclusive network, on a snobby portable computing device.

"twk" > wrote in message
...
> In article > ,
> "M.I. Wakefield" <none@present> wrote:
>
>> "Dillon Pyron" wrote in message
>> ...
>>
>> Snip!
>>
>> > >9 February 2012 Last updated at 15:06 ET
>> > >AA to launch sat-nav tech tracked insurance policy
>> > >By Dave Lee Technology Reporter
>> > >
>> > >The AA is set to launch a new insurance policy which uses sat-nav
>> > >technology to track driver performance.
>> >
>> > Other than discouraging DUI, what does Alcoholics Anonymous have to do
>> > with auto insurance? :-)
>>
>> Ha!
>>
>> Seriously though, this technology is already in some rental cars ... drivers
>> have been hit with nasty surprise surcharges because their rental agreements
>> said they couldn't take the car out-of-state, and the black-boxes proved
>> they did.
>
> Progressive Insurance already has a tracker:
> <http://www.progressive.com/auto/snapshot-how-it-works.aspx>
>
> It's not available in all states for some reason.
> <http://www.progressive.com/auto/snapshot-common-questions.aspx>
>
> Will Progressive share Snapshot data with anyone else?
> We won¹t share Snapshot data with a third party unless it¹s required to
> service your insurance policy, prevent fraud, perform research or comply
> with the law. We also won¹t use Snapshot data to resolve a claim unless
> you or the registered vehicle owner gives us permission.
>
> In other words, Yes! We will share the info with everyone.
>
> In the '05 - '09 mustangs, mine is an '09, it looks plenty big enough to
> be in the way of my left leg. If these were mandatory, mine would
> probably end up damaged and I'd have to constantly replace it.
>
> --
> For all you know this message was...
> Sent via an exclusive network, on a snobby portable computing device.