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Old October 14th 04, 02:48 AM
Ed Botwinik
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It should be as simple as standing your ground. If your insurance was
covering it, it would be under your contract which would probably total it.
Since it is his insurance which is his liability, in most states you have
the 'right' to have your car returned to it's previous condition. I have
had several collectible cars (i.e. old enough they'd want to total them).
From first hand experience, ask them to fix it, if they won't, hire an
attorney to ask them to fix it. They will also likely offer a settlement
that is less than the cost of repair (and try to make it look like they're
overpaying you). Don't fall for the quick settlement approach if you want
your car returned to it's previous shape.

Ed

'73 VW Thing
'62 MG Midget

"Al Gilson" > wrote in message
...
> Yesterday a moron in a Ford Taurus did a left turn across my lane right in
> front of me. Needless to say, despite all of my best efforts, I smacked
> into him at about 25mph. Damage? Yep. Left front fender, bonnet, left
> front tire, rim and tire. The spooky part is that there is a slight
> crinkle in the driver door by the window and a little wrinkle under the
> bonnet just to the rear of the fuel tank. I'm worried that the pan may be
> bent. No fuel leak, no fire.
>
> We're talking about a 1970 Convertible, new paint, new top, new carpet,
> rebuilt engine, newly chromed original bumpers. None of the body parts
> are aftermarket. I want to save my Bug.
>
> My worry? The other guys insurance company will low ball me and try to
> total my bug and tru to give me just a pittance.
>
> How can I show that this is not just a 34 year old beater and should be
> rebuilt? How can I argue the value with their insurance adjuster?
>
> Help keep a classic on the road. Thanks for your tips.
>
> Al Gilson
> Squished 1970 Convertible
>
> --
> Al Gilson
> Spokane, WA USA
> 1970 VW Convertible
> 1964 Cessna Skyhawk



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