> wrote in message
...
> On Tuesday, May 6, 2014 3:59:59 PM UTC-7, Earl wrote:
>>
>>
>> > Very sad... Brand new 2013 328i. Car parked in company parking lot,
>> > come back to find out medium sized crack on drivers side.
>>
>> >
>>
>> > BMW says not under warranty. I have proof it was undamaged when parked.
>>
>> >
>>
>> > Best way to go about this?
>>
>> >
>>
>> > 1) Go with insurance pay $500 for OEM part. *(~2k)
>>
>> >
>>
>> > OR
>>
>> >
>>
>> > 2) Get it done from outside and risk rain sensor not working? (~1k)
>>
>> Can it be repaired? I'm not sure what medium sized means but they can
>>
>> repair windshields in some cases rather that a replacement.
>
> Dealer said too big for repair.
>
>
> Call your insurance FIRST. Likely they cover the windshield since you have
> full coverage. Many insurance carriers will replace the windshield for
> free
> if you have the coverage. Basically, they waive the deductable if you have
> the policy that covers the loss.
>
> The insurance company will put in the rain-sensing windshield.
>
> Insurance refused to waive deductible for comprehensive coverage
> deductible.
>
> Only waivers are for collision with uninsured people.


Then you are on the hook for the deductable to replace the windshield. The
possible exception is if you can pin the fault on the operator of the
garage, but I doubt you can do that.

The next time this happens, the story to insurance is that you were driving
along on the freeway minding your own business and suddenly out of nowhere
this crack appeared.

Pay the deductable and move on.

I live in the People's Republik of Kalifornia, and there are not many
advantages of a People's Republic, but one of them is that they seem to
think that driving around with a broken windshield might be problematic for
my comrades, so insurance covers a windshield and the deductable is waived.
If you do not have the coverage then you are on the hook for the entire
load, but if you have coverage then they give a pass on the deductable. But,
enough of my problems...